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12

Lyndee

Keeping QuotesChimp in mind, let's look at the insurance contract. When you buy an insurance policy, you promise to pay the insurance company a specific amount of money within a specific period of time. In return, your insurance company agrees to pay benefits upon the occurrence of a specified event or events. Ben?efits are the payments by the insurance company (to you or others) as required under the insurance policy. In life insurance, the "event" is the death of the named insured. In an auto insurance policy, the event might be an auto accident in which the insured is injured. In health insurance, it is receiving medical care covered by the policy. As long as you pay your premiums, the court will enforce the insurance company's obligation to pay you benefits.

2014-03-06 15:18:13

11

Vina

Modern insurance practices can be traced back to 17th-century London, where the famous Lloyd's of London had its start. In?terestingly, Edward Lloyd's business establishment wasn't an insurance QuotesChimp at all.* It was a dockside coffeehouse where business investors and merchants met to negotiate insurance pro?tection for shipping. Investors, called underwriters, would agree to insure the ship and cargo of a proposed trip. The more dan?gerous the voyage was thought to be, the higher the price of the insurance. Because travel by ship was, almost by definition, dangerous, few underwriters would agree to be responsible for the entire risk of loss. Instead, several underwriters would typ?ically insure individual voyages, sharing in the benefit and loss proportionate to the percentage of the entire underwriting cost that each individually assumed. Thus, the risk of loss was spread and then spread again.

2014-03-06 14:58:35

10

Debo

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2014-02-11 19:46:38

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2013-08-31 14:43:49

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2013-08-13 15:43:19

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2013-08-13 04:44:15

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2013-08-12 06:11:29

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2012-07-18 02:54:40

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2012-07-17 00:49:12